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Employer has left me in the lurch

I am owed thousands by my former employer after being made redundant but there seems no way of getting the money. What can I do?...

How reliable are digital cameras?

I have old-style cameras that have worked for decades, but my modern digital camera has broken after just a couple of years. Is this what we should expect?...
Reader comments (3)

Why am I the invisible man?

When I try to apply for credit, no-one seems to know I exist. What can I do to help myself get credit in the future?...
Reader comments (2)

Why are Customs rules unfair to boat owners?

New higher duty-free allowances do not apply in full to the owners of pleasure boats. Can you explain why? ...

What's the snag with salary-sacrifice pensions?

Changes to National Insurance rules are said to make salary-sacrifice pension schemes more attractive. What are the disadvantages for employees?...

Is it finders-keepers at the bank?

More than £1,000 has been paid into my account in error. The bank says it is not their mistake so will I have to pay it back?...
Reader comments (4)

Why is every book a best-seller?

I've bought lots of books this Christmas but how can it be that almost every one of them claims to be a best-seller?...

Where to invest redundancy payment

Where would be the best place to invest part of a redundancy payment for a few years? Would an FTSE tracker fund be a good choice?...
Reader comments (3)

Beware this boiler-room scam

I bought American shares that proved to be worthless. Now I have been approached again with a very generous offer...

Must I pay council tax on empty house?

Six years after he died, I am having to pay council tax on my father's empty house because of planning delays. Is this fair?...
Reader comments (3)

Can I smoke my way to a bigger pension?

Will I be able to claim an enhanced annuity rate to improve my pension if I start smoking and then give up a short time later?...

How do I make someone bankrupt?

I am owed thousands of pounds by a client I have done work for. He won't pay me, so now I want to make him bankrupt...
Reader comments (4)

How can I delay grandson's cash bonanza?

I'm worried that when he turns 18 my grandson may not be ready to handle the money I'm investing for him. Is there a way of delaying the payout?...
Reader comments (1)

As an executor, do I need probate?

I am executor to a will and will inherit a £100,000 house. There are only a few bequests amounting to £8,000. Does the estate have to go to probate?...

How can we juggle income to cut tax?

We own three rented properties. How can we re-arrange our tax affairs to take advantage of the fact that though my husband has a job, I am not employed?...

Temptress drugged me and emptied my account

A girl in a bar spiked my drink in Brazil, stole my Lloyds TSB card and drained my account of nearly £4,500. Can I claim the money back from the bank?...
Reader comments (1)

Will diabetes affect insurance premiums?

I have had type 1 diabetes for more than 20 years. How is this likely to affect my premiums for life insurance?...

Can pensioners join Saving Gateway?

Is there some way that an ordinary pensioner can take up the new Saving Gateway savings account?...
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Why is my mortgage linked to Libor?

My mortgage lender is charging me Libor plus 1.75%. Why would they charge a customer this and how often will the rate change?...
Reader comments (2)

How to invest for a grandson

Now could be a good time to set up a long-term investment for my grandson, aged eight. Can I do this in his name?...

Who must pay credit card debt?

After a marriage breakdown, who is liable for credit card debts - the account holder or all the card holders?...
Reader comments (1)

How long must I pay out for my daughter?

I am a pensioner on state aid. How long will the Child Support Agency insist that I pay towards the upkeep of my student daughter who is 22?...

Silent treatment from Orange

After Orange promised me it would re-credit my account, it has stopped responding to me after identifying a bad credit query on my address...

Who can I leave my pension to?

I have built up 18 years of local government pension entitlement. Who can I leave this to in my will?...

Is TV Licensing spying on eBay users?

I was looking at items for sale on eBay when a warning appeared on my computer screen about TV Licensing. Are they spying on auction site users?...
Reader comments (8)

Will the FSA fine help me reclaim Egg PPI?

I was mis-sold payment protection insurance on my Egg credit card, will the FSA's recent action against Egg help me reclaim the PPI?...

At wits' end over British Gas blunders

British Gas has tried to charge us £8,000 for two meters when we only have one. How can we stop the overdue reminders?...

Lost trust fund interest after Abbey error

We've lost six months' interest on our granddaughter's Trust Fund because Abbey lost the ID documents. Can you help?...
Reader comments (3)

Can I claim a tax rebate?

I had not used up my personal tax allowance by January 2007, and wonder whether I would be able to claim a rebate paid on savings interest? ...

I'm confused by EAR and AER

I'm trying to find the best place to put £10,000, but I don't know the difference between EAR and AER. Please explain...
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